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#Compare car insurance rates drivers#
#1 Florida: Weather, older and younger drivers and tons of uninsured driversįlorida is the most expensive state for car insurance premiums, rocketing to first place in 2022 after hanging in third place for five years in a row. $ Difference from last 3 year’s average rate Rates in Ohio appear to be cheaper than the rest of the country because prices aren’t increasing as quickly and more people opt for minimum liability coverage. In Ohio, the average premium is $1,023, which is about 40% less than the national average, which is $1,682. Maine came in second, followed by Idaho, Vermont and Oregon. When it comes to low-priced states, Ohio has the cheapest rates in 2022. Florida’s rates are exceptionally high due to weather, as well as a large number of teen, senior and uninsured drivers on the road. Still, rates in Florida are unmatched - there is a $445 difference between the Golden State and first-place Florida. Additionally, an increased number of uninsured drivers and costly lawsuits will always push up premiums. The reason these states come with sky-high premiums varies everything from unique insurance schemes to high-density populations. The Pelican State, Delaware, Michigan and California followed as the most expensive states in the country for auto insurance. Several factors influence your car insurance rates such as your driving record, gender, age, location, credit score and the vehicle you drive.įlorida, which had the third-highest rates in 2021, took the top spot from Louisiana.Florida has an average insurance rate of $2,560, making it about 52% more expensive than the national average.The average premium in Ohio is $1,023, almost 40% less than the national average.On the other hand, Ohio, with average insurance premiums of $1,023 a year, is the state with the cheapest car insurance rates this year. Notably, drivers in no-fault states such as Florida and Michigan pay more for auto insurance than drivers in other states.
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#Compare car insurance rates full#
The national average rate for full coverage car insurance is $1,682 in 2022, but how much you’ll actually pay depends on where you live - the state you reside in is one of the biggest factors influencing the price of your auto insurance premium.įlorida is the most expensive state for car insurance with average auto premiums of $2,560 per year – which is about 23% increase in rates from 2021, according to an 2022 analysis. We maintain strict editorial independence from insurance companies to maintain our editorial integrity, so our recommendations are unbiased and are based on a comprehensive list of criteria. All of our content is written and reviewed by industry professionals and insurance experts. At, we are committed to providing honest and reliable information so that you can make the best financial decisions for you and your family.